What is the cost of giving birth? How much does childbirth cost in a hospital? I looked up these and other similar terms after deciding I wanted children and again after getting pregnant, but very few pages actually explained the breakdown of their bills and what sort of insurance they had. I am sharing my costs in case there are others who were trying to read more about the same things. My insurance for this childbirth was Cigna Open Access Plus In-Network with HRA. There is a $4000 deductible and $4000 Out-of-Pocket (OoP) per person, with an $8000 family Out-of-Pocket. The…